{"id":1201833,"date":"2026-07-02T16:26:03","date_gmt":"2026-07-02T16:26:03","guid":{"rendered":"https:\/\/madeiraisland.news\/?p=1201833"},"modified":"2026-07-02T16:32:18","modified_gmt":"2026-07-02T16:32:18","slug":"banco-de-portugal-altera-regras-para-credito-e-reduz-taxa-de-esforco-para-45","status":"publish","type":"post","link":"https:\/\/madeiraisland.news\/?p=1201833","title":{"rendered":"Banco de Portugal altera regras para cr\u00e9dito e reduz taxa de esfor\u00e7o para 45%"},"content":{"rendered":"<p>O Banco de Portugal reduziu a taxa de esfor\u00e7o recomendada para os cr\u00e9ditos de 50% para 45% e alterou a maturidade m\u00e1xima para 40 anos para jovens at\u00e9 35 anos, para contratos com avalia\u00e7\u00e3o a partir de 01 de agosto.<br \/>\nO banco central publicou hoje uma nova Recomenda\u00e7\u00e3o Macroprudencial aplic\u00e1vel aos novos contratos de cr\u00e9dito a consumidores destinados \u00e0 habita\u00e7\u00e3o e ao consumo, cuja principal altera\u00e7\u00e3o \u00e9 a redu\u00e7\u00e3o do indicador que mede a taxa de esfor\u00e7o em caso de subida de juros de forma acentuada. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>O Banco de Portugal reduziu a taxa de esfor\u00e7o recomendada para os cr\u00e9ditos de 50% para 45% e alterou a maturidade m\u00e1xima para 40 anos para jovens at\u00e9 35 anos, para contratos com avalia\u00e7\u00e3o a<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19],"tags":[],"class_list":["post-1201833","post","type-post","status-publish","format-standard","hentry","category-madeira-island-news","infinite-scroll-item","masonry-post","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33"],"_links":{"self":[{"href":"https:\/\/madeiraisland.news\/index.php?rest_route=\/wp\/v2\/posts\/1201833","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/madeiraisland.news\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/madeiraisland.news\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/madeiraisland.news\/index.php?rest_route=\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/madeiraisland.news\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1201833"}],"version-history":[{"count":2,"href":"https:\/\/madeiraisland.news\/index.php?rest_route=\/wp\/v2\/posts\/1201833\/revisions"}],"predecessor-version":[{"id":1201835,"href":"https:\/\/madeiraisland.news\/index.php?rest_route=\/wp\/v2\/posts\/1201833\/revisions\/1201835"}],"wp:attachment":[{"href":"https:\/\/madeiraisland.news\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1201833"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/madeiraisland.news\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1201833"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/madeiraisland.news\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1201833"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}