{"id":1197784,"date":"2026-05-27T12:05:27","date_gmt":"2026-05-27T12:05:27","guid":{"rendered":"https:\/\/madeiraisland.news\/?p=1197784"},"modified":"2026-05-27T12:10:34","modified_gmt":"2026-05-27T12:10:34","slug":"banco-de-portugal-anuncia-regras-mais-exigentes-no-credito-a-habitacao","status":"publish","type":"post","link":"https:\/\/madeiraisland.news\/?p=1197784","title":{"rendered":"Banco de Portugal anuncia regras mais exigentes no cr\u00e9dito \u00e0 habita\u00e7\u00e3o"},"content":{"rendered":"<p>O governador do Banco de Portugal anunciou hoje que ser\u00e1 proposto um &#8216;apertar&#8217; de regras no cr\u00e9dito, incluindo uma taxa de esfor\u00e7o mais exigente que os clientes ter\u00e3o de cumprir no cr\u00e9dito \u00e0 habita\u00e7\u00e3o.<br \/>\nNa apresenta\u00e7\u00e3o do relat\u00f3rio de estabilidade financeira, em Lisboa, \u00c1lvaro Santos Pereira disse que o regulador e supervisor banc\u00e1rio vai propor a diminui\u00e7\u00e3o da taxa de esfor\u00e7o de 50% para 45% no conjunto de empr\u00e9stimos banc\u00e1rios.<br \/>\nAt\u00e9 agora, quando concedem cr\u00e9dito \u00e0 habita\u00e7\u00e3o, os bancos devem gar<\/p>\n","protected":false},"excerpt":{"rendered":"<p>O governador do Banco de Portugal anunciou hoje que ser\u00e1 proposto um &#8216;apertar&#8217; de regras no cr\u00e9dito, incluindo uma taxa de esfor\u00e7o mais exigente que os clientes ter\u00e3o de cumprir no cr\u00e9dito \u00e0 habita\u00e7\u00e3o. Na<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19],"tags":[],"class_list":["post-1197784","post","type-post","status-publish","format-standard","hentry","category-madeira-island-news","infinite-scroll-item","masonry-post","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33"],"_links":{"self":[{"href":"https:\/\/madeiraisland.news\/index.php?rest_route=\/wp\/v2\/posts\/1197784","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/madeiraisland.news\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/madeiraisland.news\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/madeiraisland.news\/index.php?rest_route=\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/madeiraisland.news\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1197784"}],"version-history":[{"count":2,"href":"https:\/\/madeiraisland.news\/index.php?rest_route=\/wp\/v2\/posts\/1197784\/revisions"}],"predecessor-version":[{"id":1197786,"href":"https:\/\/madeiraisland.news\/index.php?rest_route=\/wp\/v2\/posts\/1197784\/revisions\/1197786"}],"wp:attachment":[{"href":"https:\/\/madeiraisland.news\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1197784"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/madeiraisland.news\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1197784"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/madeiraisland.news\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1197784"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}